Category: Founder Finance

Freelance Bridge to Product: Fund Your Build Without Burning Savings
A targeted consulting sprint generating $8k–$15k/month gives recently laid-off professionals with domain expertise a powerful third path: fund your product...

Self-Funded Search Fund: How to Buy a Business Without Investors in 2026
The self-funded search fund model lets you buy a proven, cash-flowing business with SBA debt and seller financing — keeping...

Own-Occupation Disability Insurance for Founders: Benefit Math and Policy Design (2026)
Most founders have no employer disability plan to fall back on. This guide breaks down how to design a true...

Micro-SaaS Niche Selection Criteria: TAM vs. Reachable Revenue for Solo Founders
Most founders pick a niche by checking the TAM — a VC-grade metric that tells you almost nothing about whether...

Concentration Risk: 80% of Your Net Worth Is One Business — Now What?
When 80% of your net worth is locked in one illiquid SaaS, you have a concentration risk problem that no...

S-Corp Election Breakeven 2026: The Real Founder Math ($80K–$184K)
The 2026 S-corp election breakeven is ~$72K–$73K net profit using the corrected payroll tax formula. See the full tax savings...

SDE Multiples by Industry in 2026: What You Actually Pay for a Small Business
Broker-reported 2026 SDE multiples across 12 acquisition targets — from laundromats at 4.1x to casual dining at 1.5–2.5x — plus...

QSEHRA 2026: The Micro-Business Health Benefit for Founders With 1-4 Employees
How founders with 1–4 W-2 employees can use a QSEHRA in 2026 to offer tax-free health reimbursements up to the...

The Founder Glidepath: Shifting from Business Income to Portfolio Income (2026)
A 5-phase framework for founders mapping the transition from variable business cash flow to stable portfolio income — with milestone...

Mega Backdoor Roth via Solo 401(k): Putting $47,500 of After-Tax Savings to Work in 2026
How solo founders can use a custom solo 401(k) plan document to contribute up to $47,500 in after-tax dollars in...
You've reached the end — no more posts to load.