Category: FIRE
Mega Backdoor Roth via Solo 401(k): Putting $47,500 of After-Tax Savings to Work in 2026
How solo founders can use a custom solo 401(k) plan document to contribute up to $47,500 in after-tax dollars in...
The MRR-to-FIRE Bridge: Turning Recurring Revenue Into a Founder FI Number
A rigorous dual-stack FI methodology for bootstrapped founders: how to discount MRR as a synthetic annuity, why your founder FIRE...
Founder Emergency Fund: How Much Runway You Actually Need When Income Is Variable
The 3-6 month emergency fund rule is designed for salaried employees — not founders with variable income. Here is the...
The Two-Income Household With One Founder: How to Structure Everything
For the household with one W-2 spouse and one founder: how to structure health insurance, tax brackets, runway accounting, and...
Safe Withdrawal Rate When Part of Your Income Is Active Business Cash Flow
A founder-specific blended safe withdrawal framework showing how to haircut business distributions for reliability and calculate your true portfolio burden...
FIRE Variants Decoded for Founders: Lean, Coast, Barista, and Fat — Which Fits a Bootstrapper?
A founder-lens breakdown of Lean, Coast, Barista, and Fat FIRE variants — with real numbers, illiquid equity caveats, and a...
Vietnam Geoarbitrage: The 0.30 Price Ratio Explained (2026)
Vietnam's price level ratio is about 0.30 vs the US — each dollar buys ~3x the lifestyle. The real Da...
FIRE Travel Paradox: Travel More, Spend Less (2026)
Travel before FIRE without wrecking your savings rate: a hard travel cap plus shoulder-season timing, booking-day edges, and slow travel....
FIRE Opportunity Cost Calculator: Purchases in Months to FI
The math behind every FIRE opportunity cost calculator: one formula, a table pricing real purchases in months of delayed FI,...
The FIRE Two-Account Trick: Spend Guilt-Free, Save More
Separate spend from save and saving becomes the default. The peer-reviewed science behind the two-account trick, plus the 4 failure...
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